How Singapore banks really assess your business, how to get better terms on your loans, and how to unlock cash from property you already own. One Saturday with a former top banker and a live bank panel.
An educational summit, not a loan sales seminar.
80 to 120 SME owners
Learn from the lending side
A former top banker on stage
Live bank panelIf any of these sound like your business, the day will pay for itself many times over.
Built for owners, not finance teamsYou run a Singapore SME doing roughly $300K to $20M+ in annual revenue
You're considering working-capital or property financing in the next 12 months
You own property and want to know if it can fund your next stage of growth
You're planning expansion, hiring, inventory purchases, equipment or a new outlet
You're paying for expensive facilities or reviewing your loans
You've been rejected before, or offered less than you expected
Not a fit if you're looking for a quick loan pitch. This is a day of education, built so you walk out knowing exactly where you stand.
Straight from someone who spent 13+ years on the lending side, plus the bankers who still sit there.
What lenders look at before they say yes: revenue, cash flow, leverage, credit history and bank statements.
How to negotiate working-capital and property loans so you're not paying more than you need to.
How owners use commercial and residential property to free up capital for the business.
What makes an application easier to approve, and the mistakes that quietly get owners declined.
A moderated conversation with bankers who assess SME applications every day. Hear how they think, in their own words, then put your questions to them in the live Q&A.
Book my S$97 seat →Participating banks and panelists are announced to pass holders once confirmed.
Live, moderated, with audience Q&ASaturday, 27 February 2027 · 9:30am to 4:30pm
With former top banker Joanna Chiew and the live bank panel, Inside the Credit Market.
One main speaker who spent 13+ years on the lending side, and a panel of bankers who still sit there.
Founder, CloudLite · Former top banker, 13+ years in institutional lending
13+ years as a top banker on the lending side. Now she's on yours. Joanna founded CloudLite and ARKStraits Private Advisory to show SME owners exactly how the credit side thinks, and she backs her advice with her own commercial property portfolio.
Your questions, their answersSenior SME banking specialists from leading Singapore banks
The people who assess SME applications every day, on one stage, answering your questions. Names and banks are announced to pass holders once confirmed.
Panel line-up subject to confirmation.
Anonymised and consented. You'll see the numbers, the constraints and how each situation could be structured.
How the situation could be structured, and what a lender weighs when there's already debt on the books.
The factors that may have affected the application, and what could be prepared differently next time.
How consolidation or refinancing considerations may be evaluated, and when they make sense.
Case studies are illustrative. No financing outcome or rate is implied or guaranteed.
Early Bird pricing ends 31 December 2026.
Secure card checkout by Stripe. Confirmation by email.
Panel line-up subject to confirmation. Financing remains subject to lender criteria. No rates or approvals are guaranteed.
The venue is being confirmed (TBC) and is sent to every pass holder ahead of the summit.
Credible, corporate and accessible. Not a hotel ballroom, not a classroom.
Venue TBCNo. It's a paid, educational summit. You'll learn how banks think, how loan terms are set and how to prepare a stronger application.
Early Bird is S$97 (usual S$147) until 31 December 2026. After that it's S$147, then S$197 for final release. A group of 3 is S$240. The private VIP dinner with Joanna Chiew is S$288, paid separately.
Yes. Each attendee needs their own pass, or book a group of 3 for S$240. Refer 3 friends who book and you get 1 free pass (worth S$147).
No. The summit is educational. Rates and approvals are always decided by the lender, based on their own criteria.
Senior SME banking specialists from leading Singapore banks. Names and banks are confirmed closer to the date and sent to pass holders first.
In Singapore. The venue is being confirmed and is sent to every pass holder ahead of 27 February.
Passes are transferable to a colleague at any time. Refund terms are shown at checkout.
Spend one Saturday with the people who decide whether SMEs get funded. Early Bird S$97 until 31 December.
Book my S$97 seat →80 to 120 seats. Confirmation by email.
Your details are saved. Pay S$97 to lock in your Early Bird seat.
Pay S$97 now →Secure payment by Stripe.
Your Early Bird seat is confirmed. Your receipt is on its way by email, and venue details follow once confirmed.
Join Joanna for a private VIP dinner and get your questions answered over dinner. Paid separately from your summit pass.
See the VIP dinner →Refer 3 friends who book and your next pass is free.
